We are a one-stop shop for Employee Benefits. The Work Injury Benefit Act came into force on June 2, 2008 replacing the Workmen’s Compensation Act. The Act makes it compulsory for every employer to provide cover for all their employees against bodily injury, disease or death sustained and arising out of and in the course of their employment.
It is for this reason that over the last year we have introduced products targeted at corporate organizations namely Work Injury Benefits Act (WIBA), WIBA Plus and Group Personal Accident (GPA) Cover. We also offer Personal Accident Covers to Individuals & Families.
This cover Provides compensation to employees for work related injuries and diseases contracted in the course of their employment and for connected purposes as provided in the work injury benefit Act (WIBA ACT).
The cover extends to compensate employees for injuries and accidental death arising outside working hours.
Limits of liability
Provides cover for legal liability consequent upon death of or bodily injury to or illness of an employee which occurs during and in the course of employment and which results in a claim or claims first being made against the insured during the period of insurance.
WIBA Plus (WIBA, GPA & Employer’s Liability combined to form one product)
This extends to cover legal liability of the employer arising from employee illness or injury, sustained in the course of their duties.
Offers compensation for death, permanent disablement, temporary loss of
income due to disablement and medical expenses arising from an accident.
This is taken out by employers for benefit of employees or by an organization for the benefit of members. It gives compensation for death, permanent disability, temporary loss of income due to disablement, and medical expenses arising from an accident.
In the event of a WIBA/PA/GPA Claim, please provide the following documents: