International Cover

  • International emergency cover is limited to 60 days per membership year and caters for emergency admissions only. North America is covered up to 50% of cover limit.
  • Harmony & Fortune Plans have a sub limit of 50% of family cover limit on emergency worldwide cover
  • Overseas evacuation cover only applies to cases whereby treatment is not available locally.
  • East African Coverage is for Kenya, Tanzania, Uganda, Rwanda & Burundi